Finding Perfect Accent Pieces

5 Tips For Picking An Engagement Ring

19 December 2022

Howard Jones

An engagement ring represents your intentions to marry your partner. Your partner will wear the ring every day and show it off to friends and family after announcing the engagement. You want your partner to take pride in the ring. However, many people don't know much about jewelry design, leading to anxiety instead of excitement. Try these 4 tips for picking an engagement ring to ensure you make a choice your fiancée will love. 

1. Pay Attention to Your Partner's Tastes 

You can't outright ask your partner to tell you their preferences regarding engagement rings. However, you can create natural conversations to learn about their tastes. If you have a friend get engaged, strike up a conversation about the ring. You can also window shop at the jewelry counter the next time you visit the mall. 

If you fail to receive enough information, enlist the help of a friend or family member who understands your partner's style. 

2. Establish a Budget 

The national average cost for a wedding ring in 2020 came to $5,900. Do not feel pressure to meet that figure. Instead, examine your finances to determine a budget that works for you. Leave yourself some wiggle room for resizing and any other additional costs that may occur. If possible, save up for the ring up front. Alternatively, you can finance and pay interest on the original total.

3. Shop Around

Jewelry stores operate independently with different offerings at each store. You should price comparable engagement rings from different stores to determine who offers the best prices. Go with the jeweler that offers the highest quality ring for the best price. 

4. Get a Second Opinion on the Stone 

The quality of the diamond is the greatest factor regarding the final price of the ring. Diamond quality gets divided into four sections known as the "Four Cs": clarity, carat, color, and cut.

After you receive the expert assessment, get a second look from an independent diamond appraiser to ensure that their conclusions are consistent.  

5. Get Insurance on the Ring

Your partner's engagement ring qualifies as a significant asset once you pay it off. Financially responsible adults know to protect their assets in the case of an accident. Therefore, you should get insurance on the ring immediately. While it is more expensive, it's recommended that you get the insurance that covers the ring in case it gets lost or stolen and not just damaged. 

Buying the engagement ring is the easy part. Now you need to determine how you plan to pop the question. Contact a local jewelry store, such as Harry K Jewelry, to learn more. 

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